Category: Over-Assessment

  • The Fort Bend County ZIP codes where homes are most over-assessed (2026)

    The Fort Bend County ZIP codes where homes are most over-assessed (2026)

    Short answer: For 2026, Fort Bend County ZIP codes with the highest median property tax over-assessment include Needville (77461) at 14.7%, Beasley (77417) at 14.2%, and SW Houston (77053) at 7.7%. This over-assessment indicates homes are valued above comparable properties, suggesting a potential 'gap' where homeowners could be overpaying the Fort Bend Central Appraisal District.

    • Needville (77461) leads Fort Bend County in median over-assessment.
    • Property over-assessment means your home's value exceeds comparable properties.
    • A high-ranking ZIP doesn't mean every home there is over-assessed.
    • You can protest your property's value if it's unfairly high.
    • Check your home's potential over-assessment for free.
    • Deadlines for protest are critical; verify with Fort Bend CAD.

    What Does 'Over-Assessed' Mean for Your Property Taxes?

    When we talk about a home being ‘over-assessed,’ it means the Fort Bend Central Appraisal District (FBCAD) has placed a higher value on your property than what it’s truly worth, or higher than comparable homes in your area. This discrepancy, often called the ‘gap,’ can lead to you paying more in property taxes than your fair share. In Texas, property owners have the right to protest if their home is valued above market value or if it’s not appraised ‘equally and uniformly’ compared to similar properties. This data report focuses on identifying areas where this ‘equal and uniform’ over-assessment is most prevalent across Fort Bend County.

    It’s important to remember that these figures represent median patterns within a ZIP code. A high-ranking ZIP code doesn’t mean every single home there is over-assessed, but it does highlight a stronger likelihood of finding a significant gap between assessed and fair value for many homeowners.

    Median over-assessment by ZIP code — Fort Bend County (2026)
    77461 · Needville14.7%
    77417 · Beasley14.2%
    77053 · SW Houston (Fort Bend)7.7%
    77471 · Rosenberg7.5%
    77545 · Fresno7%
    77583 · Rosharon6.9%
    77477 · Stafford6.5%
    77478 · Sugar Land6.4%
    77469 · Richmond6.2%
    77489 · Missouri City6.2%
    Median equal-and-uniform gap among over-assessed homes, FBCAD 2026-07 roll.

    Fort Bend County's Top Over-Assessment ZIP Codes in 2026

    Our data for 2026 reveals specific Fort Bend County ZIP codes where homeowners are most likely to face property tax over-assessment. Leading the list is Needville (77461), showing a median over-assessment of 14.7%. For homes in the top quartile of over-assessment in Needville, this figure rises to 26.1%, with a median dollar overage of $42,294 across 1,093 over-assessed homes.

    Following closely is Beasley (77417), with a median over-assessment of 14.2%. Here, the top quartile sees a 23.9% overage, translating to a median of $32,433 for the 208 homes identified as over-assessed. Rounding out the top three is a portion of SW Houston (77053) within Fort Bend County, where the median over-assessment is 7.7%, with a median dollar overage of $15,156 for 1,203 over-assessed properties.

    Beyond the Top 3: Other Fort Bend Areas with Significant Gaps

    While Needville, Beasley, and SW Houston’s Fort Bend section show the highest median percentages, other ZIP codes also present substantial over-assessment patterns. Rosenberg (77471), for example, has a median over-assessment of 7.5% and a median dollar overage of $20,050 affecting 2,361 homes. In Fresno (77545), 1,644 homes show a median over-assessment of 7%, with a median dollar overage of $20,262.

    Other areas of note include Rosharon (77583) at 6.9% median over-assessment, Stafford (77477) at 6.5%, and Sugar Land (77478) at 6.4%, where the median dollar overage reaches $28,177 for 1,529 over-assessed homes. Even at a 6.2% median, Richmond (77469) stands out with 3,889 over-assessed homes and a median overage of $22,290, while Fulshear (77441), also at 6.2%, has a high median dollar overage of $38,421 across 2,344 homes.

    Are you curious if your home is part of this trend? You can easily check for free at the Tax Gaps TX website. Our free tool analyzes public appraisal data and comparable homes assessed for less than yours to identify your estimated over-assessment gap. Just enter your Fort Bend address at app.taxgapstx.com/check to get started.

    Understanding Your Options: Protesting an Over-Assessment

    If your home appears to be over-assessed, you have the right to protest its value with the Fort Bend Central Appraisal District. The core of a successful protest often lies in proving either that your property’s market value is too high, or that its appraised value is not equal and uniform compared to similar properties in your neighborhood. Texas Tax Code 41.43(b)(3) specifically allows for protests based on unequal appraisal, which is the foundation of our data report.

    Gathering strong evidence, such as recent sales of comparable homes (for market value protests) or appraisal values of similar homes (for equal and uniform protests), is crucial. This process can feel daunting, but understanding the grounds for protest is your first step toward potentially lowering your property tax burden.

    Important Deadlines and Resources for Fort Bend Homeowners

    The standard deadline to protest your property’s appraisal value in Texas is May 15 or 30 days after your notice of appraised value is mailed, whichever is later. It is critical to verify this deadline with the Fort Bend Central Appraisal District (FBCAD) directly, as dates can vary or be impacted by weekends/holidays. Missing this deadline means you generally lose your chance to protest for the current tax year.

    Beyond protesting, ensure you’ve applied for any eligible property tax exemptions, such as the homestead exemption, which can significantly reduce your taxable value. Remember that exemption amounts and eligibility can change yearly, so always confirm the latest information with FBCAD or the Texas Comptroller’s office. For a quick assessment of your home’s potential over-assessment gap and to understand your next steps, visit app.taxgapstx.com/check. A specialist can then help walk you through the evidence and whether protesting is worth your time.

    How we calculated this

    These rankings come from Fort Bend County’s own 2026-07 appraisal roll (418,163 parcels), analyzed with the same equal-and-uniform method the Texas Tax Code lets you use to protest (§41.43(b)(3)). For every residential home we find its comparable group — homes of the same class, neighborhood code, and age band — and take the median improvement value per square foot of that group as the fair rate. A home is counted as over-assessed when its improvement value sits more than 5% above what that fair rate implies for its size. Each ZIP code’s figure is the median gap among its over-assessed homes, so it is not skewed by a handful of outliers.

    The numbers describe patterns, not any single property. Your home may be assessed fairly even in a high-ranking ZIP code, or over-assessed in a low-ranking one — the only way to know is to check your specific address.

    Understanding Common Property Tax Protest Grounds

    Protest Ground What it means When it applies
    Market Value is Too High Your home's assessed value is higher than what it would sell for on the open market. When local sales data supports a lower value for your specific home.
    Equal and Uniform Your home is assessed higher than similar properties in your neighborhood, even if the market value is correct. When comparable homes (size, age, features) in your area have significantly lower appraised values.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD), Dallas (DCAD), or Fort Bend (FBCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What does 'median over-assessment' mean?

    Median over-assessment means that for half the over-assessed homes in that ZIP code, the percentage difference between their assessed value and comparable, lower-assessed properties is at least this figure. It represents a typical 'gap' for homes likely overpaying.

    Does a high rank mean my specific home is definitely over-assessed?

    Not necessarily. A high-ranking ZIP code indicates a strong pattern of over-assessment within that area, making it more likely your home could be affected. However, every property is unique, and individual circumstances will determine if your specific home is over-assessed. Checking your address is the best way to know.

    How does the 10% homestead cap affect my assessed value?

    The 10% homestead cap limits the increase in your home's appraised value for tax purposes to 10% per year, provided you have an approved homestead exemption. This cap only applies to your primary residence and can help mitigate large jumps in market value from fully impacting your tax bill.

    What evidence do I need to protest an unequal appraisal?

    To protest an unequal appraisal (Texas Tax Code 41.43(b)(3)), you'll need evidence of comparable homes in your neighborhood that are similar in size, age, and features but have significantly lower appraised values than yours. This shows your property is not being appraised 'equally and uniformly'.

    Where can I find official information about my Fort Bend property taxes?

    For official information regarding your property's appraisal, current deadlines, and available exemptions in Fort Bend County, always refer directly to the Fort Bend Central Appraisal District (FBCAD) website or contact them. The Texas Comptroller's website also provides general state-level property tax resources.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • Signs Your Fort Bend County Home Might Be Over-Assessed for Property Taxes

    Signs Your Fort Bend County Home Might Be Over-Assessed for Property Taxes

    Short answer: Your Fort Bend County home might be over-assessed if its appraised value is significantly higher than recent sales of similar homes in your area, if your property record contains factual errors, or if your value increased more than the 10% homestead cap without major improvements. Comparing your appraisal to local market data and neighbor assessments is crucial to identifying a potential 'gap'.

    • Check if your appraisal exceeds recent local home sales.
    • Compare your assessment to similar homes in your neighborhood.
    • Look for errors in your Fort Bend County property record.
    • Note significant value increases, especially if capped.
    • Understand the May 15 protest deadline or 30 days post-notice.

    Is Your Fort Bend Home Appraised Higher Than Nearby Sales?

    One of the clearest indications of over-assessment in Fort Bend County is when the Fort Bend Central Appraisal District (FBCAD) has assigned a value to your home that is higher than what similar homes in your neighborhood have recently sold for. The FBCAD is legally required to appraise your property at its fair market value as of January 1st of the tax year (e.g., January 1, 2026 for the 2026 tax year). If recent sales data from late 2025 or early 2026 shows comparable homes selling for less than your appraised value, you likely have a strong case for protest.

    Remember that ‘comparable’ means homes with similar square footage, lot size, age, condition, and amenities. It’s not always about the house next door, but rather homes that would compete with yours in the open market.

    Potential Over-Assessment Indicators for Your Fort Bend Home
    Your Appraisal vs. Recent Sales40,000$
    Your Appraisal vs. Similar Neighbors25,000$
    Unjustified Value Increase (YoY)30,000$
    Impact of Property Record Errors15,000$
    Identify common signs of an over-assessed property by comparing your appraisal to market data, neighbor assessments, and property records.

    Are Your Neighbors' Similar Homes Assessed for Less?

    Texas law allows you to protest your appraisal if your property is appraised unequally compared to similar properties. This is known as an ‘equal and uniform’ appraisal argument under Texas Tax Code 41.43(b)(3). If you find that homes in your Fort Bend neighborhood that are very similar to yours (same age, size, condition, features) are consistently appraised at a lower value per square foot, your home might be over-assessed. This comparison is a powerful tool because it directly challenges the fairness of the appraisal district’s methods.

    Gathering this data can be time-consuming, but services like Tax Gaps TX specialize in analyzing public appraisal data to help Fort Bend County homeowners find these discrepancies. You can use our free home check tool to quickly see if an ‘equal and uniform’ gap exists for your Fort Bend home based on comparable properties assessed for less than yours.

    Did Your Home's Value Jump Significantly (Even with a Homestead Cap)?

    If you have a homestead exemption on your Fort Bend County home, the appraised value for tax purposes (the ‘assessed value’) cannot increase by more than 10% per year, regardless of how much the market value actually went up. This is known as the homestead cap. While the FBCAD may determine your market value increased by 20%, your taxable value for 2026 would only go up by 10% from your 2025 assessed value (plus any value from new improvements).

    However, even with the cap, a significant jump in your market value can still indicate over-assessment if it’s not supported by market data or if your property record contains errors. If you don’t have a homestead exemption, there’s no cap, so a large increase without major improvements is an even stronger sign to investigate.

    Are There Errors in Your Fort Bend Property Record?

    Factual errors on your property appraisal record can lead to over-assessment. These might include incorrect square footage, a wrong number of bathrooms, misclassified construction materials, or even features your home doesn’t possess (like a pool you don’t have). The FBCAD maintains detailed records for every property, and sometimes these records contain mistakes. Review your appraisal notice and the property details available on the FBCAD website carefully.

    Even small errors can add up, incorrectly inflating your home’s value and, consequently, your property tax bill. Correcting these errors is often the simplest and most straightforward way to reduce your assessed value.

    What to Do If You Suspect Over-Assessment in Fort Bend County

    If you’ve identified any of these signs, the next step is to protest your appraisal. The standard deadline to file a protest in Texas is May 15th, or 30 days after your appraisal notice was mailed, whichever is later. It’s crucial to verify the exact deadline on your specific FBCAD appraisal notice for the 2026 tax year.

    You’ll need to gather evidence to support your claim, such as comparable sales data, photos of your property’s condition, or documentation of factual errors. While the process can seem intimidating, it’s designed for homeowners to participate. Many homeowners successfully protest their own valuations, or they choose to work with a professional service like Tax Gaps TX to help build and present their case to the Fort Bend County Appraisal Review Board (ARB).

    Disclaimer: This article provides general information and is not legal, tax, or financial advice. Property tax laws, deadlines, and exemption amounts change yearly; always confirm current figures and procedures with the Fort Bend Central Appraisal District (FBCAD) or the Texas Comptroller of Public Accounts. We cannot guarantee specific savings.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD), Dallas (DCAD), or Fort Bend (FBCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What is the deadline to protest my Fort Bend County property appraisal for 2026?

    The general deadline to protest your property appraisal in Texas is May 15th, or 30 days after your appraisal notice was mailed to you, whichever date is later. Always check your specific Fort Bend Central Appraisal District (FBCAD) appraisal notice for the exact deadline for the 2026 tax year.

    What is an 'equal and uniform' protest in Fort Bend County?

    An 'equal and uniform' protest argues that your Fort Bend County home is appraised higher than similar properties in your neighborhood, violating Texas Tax Code 41.43(b)(3). It's a powerful argument if you can show comparable homes are assessed for less per square foot.

    Does a homestead exemption prevent over-assessment in Fort Bend County?

    While a homestead exemption limits the annual increase in your home's assessed value to 10% (the 'homestead cap'), it doesn't prevent over-assessment of your home's market value. If the FBCAD's market value is too high, you could still be paying more than your fair share, even with the cap.

    Where can I find my Fort Bend County property tax appraisal information?

    You can find your property tax appraisal information, including your appraisal notice and detailed property records, on the official Fort Bend Central Appraisal District (FBCAD) website. They are the primary source for your property's assessed value and protest procedures.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • The Dallas-area cities where homes are most over-assessed (2026)

    The Dallas-area cities where homes are most over-assessed (2026)

    Short answer: Carrollton, Richardson, and Sunnyvale are the top three Dallas County cities showing the highest median property tax over-assessment for 2026. Carrollton leads with a median over-assessment of 7.7%, followed closely by Richardson at 7.6%, and Sunnyvale at 7.5%. This indicates where homeowners are most likely to find their property assessed above its fair market value compared to similar homes.

    • Carrollton, Richardson, Sunnyvale lead Dallas County over-assessment in 2026.
    • Median over-assessment indicates a higher probability for property tax savings.
    • Over-assessed means your home's value is higher than comparable properties.
    • Check your specific home's assessment for an 'equal and uniform' gap.
    • Dallas County homeowners can protest unfair appraisals by the May 15 deadline.
    • This data helps identify areas where property tax protests may be more common.

    Understanding Property Tax Over-Assessment in Dallas County

    For homeowners in Dallas County, understanding your property tax assessment is crucial. An “over-assessment” doesn’t necessarily mean your home’s market value is wrong, but rather that its assessed value is higher than comparable homes in your area. This is often referred to as an “equal and uniform” issue, a key ground for protest under Texas Tax Code 41.43(b)(3).

    Our analysis for the 2026 tax year reveals specific patterns of over-assessment across Dallas County cities. While no single city means every home is over-assessed, these findings highlight areas where homeowners are more likely to find a “gap” between their official appraisal and what similar properties are paying.

    Median over-assessment by city — Dallas County (2026)
    CARROLLTON7.7%
    RICHARDSON7.6%
    SUNNYVALE7.5%
    MESQUITE7.4%
    GARLAND7.4%
    BALCH SPRINGS7.4%
    WILMER7.2%
    IRVING7.2%
    CEDAR HILL7.1%
    DESOTO7%
    Median equal-and-uniform gap among over-assessed homes, DCAD 2026-07 roll.

    Where Dallas County Homeowners See the Highest 'Gaps' in 2026

    Based on our 2026 data, several Dallas County cities show a higher median rate of property tax over-assessment. These figures represent the typical difference between a home’s assessed value and its fair market value based on comparable properties, offering a snapshot of potential disparities.

    • Carrollton leads the list with a median over-assessment of 7.7%. For homes in the top quartile of over-assessment, this figure rises to 10.8%, with a median overage of $28,869 for the 3,469 over-assessed homes identified.
    • Richardson follows closely at a 7.6% median over-assessment, with its top-quartile homes seeing 11.3% over-assessment and a median $33,468 overage for 6,778 homes.
    • Sunnyvale shows a 7.5% median over-assessment, with its top 25% facing 10.7%, and a significant median $48,336 overage for 809 identified homes.
    • Other cities with notable median over-assessment rates include Mesquite and Garland, both at 7.4%, and Balch Springs also at 7.4%. These cities represent a substantial number of potentially over-assessed homes: 11,682 in Mesquite, 18,771 in Garland, and 1,648 in Balch Springs.
    • Further down the list, Wilmer and Irving show a 7.2% median over-assessment. Irving, with 11,537 over-assessed homes, has a median $26,580 overage, indicating a widespread impact.

    These percentages and dollar amounts illustrate the scale of potential overpayments. It’s a median, meaning some homes will have a smaller gap, while others could have a significantly larger one, especially those in the top quartile.

    Decoding Your Potential Property Tax Savings

    Seeing your city on this list doesn’t automatically mean your specific home is over-assessed, but it does mean there’s a higher probability of finding an “equal and uniform” issue. The “median $ overage” figures provide a concrete look at what that over-assessment might translate to in dollars for a typical homeowner in that city. For instance, a homeowner in Sunnyvale might see a median $48,336 overage, while in Balch Springs, it’s $17,498.

    To truly understand your individual situation, you need to compare your home’s assessment to similar properties nearby that were assessed for less. This is where you can proactively identify your specific “gap.” You can easily check your home’s estimated over-assessment for free in Dallas County using the Tax Gaps TX home check tool. Just enter your address to see your potential overage based on public appraisal data and comparable homes.

    Taking Action: Your Right to Protest

    Texas law grants homeowners the right to protest their property appraisal if they believe it’s incorrect. For Dallas County properties, this process is managed by the Dallas Central Appraisal District (DCAD). The most common and often successful protest ground is “equal and uniform appraisal,” arguing that your property is appraised at a higher value than a reasonable number of comparable properties.

    When you protest, you’ll typically present evidence to DCAD, which may include sales data for comparable homes or appraisals of similar properties that are assessed lower than yours. If an informal review doesn’t resolve the issue, you can present your case to the Appraisal Review Board (ARB), an independent panel. If still unsatisfied, options like binding arbitration may be available.

    Important Reminders for Dallas County Homeowners

    Navigating property tax protests requires attention to detail and deadlines. For the 2026 tax year, the standard deadline to file a protest with DCAD is May 15, or 30 days after your appraisal notice was mailed, whichever date is later. It’s crucial to confirm this specific deadline with DCAD directly, as dates can vary.

    Remember that property tax laws, exemption amounts, and deadlines can change from year to year. Always refer to official sources like the Dallas Central Appraisal District (DCAD) or the Texas Comptroller of Public Accounts for the most current and authoritative information.

    While identifying cities with high median over-assessment provides a valuable starting point, the actual savings for your individual home will depend on your specific property’s characteristics, its assessed value, and the evidence you present in a protest. We cannot guarantee specific outcomes or savings for any individual property.

    How we calculated this

    These rankings come from Dallas County’s own 2026-07 appraisal roll (861,221 parcels), analyzed with the same equal-and-uniform method the Texas Tax Code lets you use to protest (§41.43(b)(3)). For every residential home we find its comparable group — homes of the same class, neighborhood code, and age band — and take the median improvement value per square foot of that group as the fair rate. A home is counted as over-assessed when its improvement value sits more than 5% above what that fair rate implies for its size. Each city’s figure is the median gap among its over-assessed homes, so it is not skewed by a handful of outliers.

    The numbers describe patterns, not any single property. Your home may be assessed fairly even in a high-ranking city, or over-assessed in a low-ranking one — the only way to know is to check your specific address.

    Common Grounds for Property Tax Protest in Texas

    Protest Ground What it Means Key Evidence
    Market Value is Too High Your home's appraised value is higher than what it would sell for on the open market. Recent sales of comparable homes, professional appraisal.
    Unequal Appraisal (Equal and Uniform) Your home is assessed higher than similar homes in your neighborhood, even if the market value is correct. (Texas Tax Code 41.43(b)(3)) Assessments of comparable homes in your area, equity comparables data.
    Incorrect Property Data The CAD has incorrect information about your home (e.g., wrong square footage, number of baths, condition). Photos, surveys, blueprints, recent repair invoices.
    Partial Exemptions Denied You applied for an exemption (e.g., homestead) and it was denied or incorrectly applied. Proof of residency, ownership, and eligibility.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD), Dallas (DCAD), or Fort Bend (FBCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What does 'median over-assessment' mean for my home?

    It means that, on average, homes in that city are assessed at a certain percentage higher than comparable properties. Your individual home might be more or less over-assessed than the median.

    When is the deadline to protest my property taxes in Dallas County?

    The standard deadline to file a protest with DCAD is May 15 or 30 days after your appraisal notice was mailed, whichever is later. Always verify the specific date for your property with the Dallas Central Appraisal District.

    How can I check if my Dallas County home is over-assessed?

    You can use the free <a href="https://app.taxgapstx.com/check">Tax Gaps TX home check tool</a> by entering your address to see your estimated over-assessment. You can also review comparable sales data from DCAD directly to find properties assessed for less than yours.

    What is an 'equal and uniform' protest?

    An 'equal and uniform' protest argues that your home is appraised at a higher value than a reasonable number of comparable properties in your area, even if its market value is considered correct. This is a common and effective protest ground under Texas Tax Code 41.43(b)(3).

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • Lower Comparable Home Values in Dallas County? How to Protest Your Appraisal

    Lower Comparable Home Values in Dallas County? How to Protest Your Appraisal

    Short answer: If comparable homes in Dallas County are assessed lower than yours, it's a strong indicator your property might be over-assessed. You can challenge this by filing an "equal and uniform" protest with the Dallas Central Appraisal District (DCAD). This approach argues your property's value is unfair compared to similar homes, potentially lowering your 2026 property taxes.

    • Lower comps signal over-assessment.
    • Protest using "equal and uniform" grounds.
    • DCAD website is key for property data.
    • Verify protest deadline with DCAD.
    • Tools can help identify your 'gap'.

    Why Do Lower Comparable Home Values Matter for Your Dallas County Appraisal?

    When your home’s assessed value in Dallas County is higher than comparable properties, it suggests an over-assessment. Texas law, specifically Tax Code 41.43(b)(3), allows you to protest your property’s value on “equal and uniform” grounds. This means your home should be appraised at a value consistent with the average market value of comparable properties in your neighborhood.

    The Dallas Central Appraisal District (DCAD) uses various methods to determine your property’s value, but sometimes their data doesn’t fully capture market nuances or recent sales. Your job in a protest is to present compelling evidence that shows your home is valued disproportionately higher than similar homes, giving you a strong case for a reduction.

    Property Tax Protest Strategies in Dallas County
    Market Value Protest
    • Argues your property's value is higher than its true market value.
    • Requires evidence of recent sales prices for your home or very similar properties.
    • Often used when market conditions have declined significantly.
    Equal & Uniform Protest
    • Argues your property's value is unfair compared to similar homes.
    • Requires evidence of *assessed values* for comparable properties.
    • Focuses on fairness relative to neighbors, not just absolute market value.
    Understanding the distinction between Market Value and Equal & Uniform protests is key to a successful appraisal challenge.

    How Can I Find Comparable Homes Assessed Lower Than Mine in Dallas County?

    Gathering evidence of lower-assessed comparable homes is crucial for your protest. Here’s how you can find them:

    • DCAD Website: Start with the Dallas Central Appraisal District’s official website. You can search for properties by address or owner name and view their appraisal history, square footage, and other details. Look for homes in your immediate neighborhood that are similar in age, size, and condition to yours.
    • Public Sales Data: Real estate websites often provide recent sales data. While sales prices aren’t directly appraisal values, they can help you identify properties that might have been assessed lower post-sale.
    • Neighborhood Reconnaissance: Sometimes, a simple drive through your neighborhood can reveal properties similar to yours. Note their addresses and then look them up on the DCAD website.

    Identifying truly comparable homes can be time-consuming. Our free tool at app.taxgapstx.com/check can help you quickly identify potential over-assessments in Dallas County by comparing your home to others assessed for less, based on public appraisal data.

    What is an 'Equal and Uniform' Protest and How Does it Work?

    An “equal and uniform” protest is a powerful tool under Texas law. Instead of arguing your home’s market value is too high, you argue that your property is appraised at a higher percentage of its market value than comparable properties. This means you are seeking to have your assessed value adjusted to be fair and equitable with other similar homes.

    To win an equal and uniform protest, you’ll need to present evidence of at least five comparable properties that are:

    • Located in the same neighborhood or a similar market area.
    • Similar in age, size, and features to your home.
    • Assessed at a lower value per square foot or overall compared to your property.

    This evidence is typically presented during an informal review with a DCAD appraiser or at an Appraisal Review Board (ARB) hearing. The goal is to show a clear disparity that warrants a reduction in your property’s assessed value.

    What Are the Key Deadlines and Steps for Protesting Your DCAD Appraisal?

    Understanding the protest timeline is critical for your 2026 Dallas County appraisal. The standard deadline to file a protest is May 15 or 30 days after your Notice of Appraised Value was mailed, whichever is later. Always verify this specific deadline with the Dallas Central Appraisal District (DCAD) directly, as dates can vary.

    Here are the general steps:

    1. Receive Your Notice: DCAD mails appraisal notices each spring, typically in April.
    2. File a Protest: If you disagree with your appraisal, file a Notice of Protest by the deadline. You can usually do this online via the DCAD website.
    3. Informal Review: Many homeowners have an opportunity for an informal meeting with a DCAD appraiser to discuss their concerns and present evidence.
    4. Appraisal Review Board (ARB) Hearing: If you don’t reach an agreement informally, your case goes before the ARB, an independent panel that hears evidence from both you and DCAD.
    5. Binding Arbitration or Lawsuit: If you’re still not satisfied with the ARB’s decision, you may have options like binding arbitration for residential properties or filing a lawsuit.

    Tips for Preparing Your Evidence for a DCAD Appraisal Protest

    A well-prepared protest relies on solid evidence. Here are some tips to strengthen your case:

    • Be Specific: When selecting comparable properties, aim for those that closely match yours in terms of square footage, lot size, construction type, age, and condition.
    • Document Everything: Take photos of any damage or deferred maintenance on your property that might affect its value. If your home has unique challenges (e.g., backing onto a busy road), document those too.
    • Consider Market Conditions: Provide evidence of market trends in your specific neighborhood. Have sales prices declined? Is inventory high?
    • Know Your Data: Be familiar with the appraisal values and details of your selected comparable properties. You’ll need to explain why they are good comparisons.
    • Stay Calm and Respectful: Whether in an informal meeting or an ARB hearing, present your case clearly and respectfully.

    Is It Worth Protesting Your Dallas County Appraisal on Your Own?

    Protesting your property appraisal can feel like a daunting task, especially when dealing with complex data and legal terminology. While many homeowners successfully protest on their own, understanding the nuances of Texas Tax Code and effectively presenting evidence can be challenging.

    If you’re confident in your ability to research, gather, and present compelling data, a DIY approach can work. However, if you’re short on time, find the process intimidating, or want to maximize your chances of success, getting help can be a wise investment. Professional services specialize in property tax protests, often having access to extensive data and expertise in building strong cases.

    If the process feels daunting, or you’re unsure how to best present your evidence, consider exploring services like Tax Gaps TX. Our free tool at app.taxgapstx.com/check can give you a head start by identifying your potential gap, and our specialists can guide you through the next steps.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD) or Dallas (DCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    How often can I protest my property value in Dallas County?

    You can protest your property's value every year. The Dallas Central Appraisal District (DCAD) sends out new appraisal notices annually, giving you a fresh opportunity to review your assessment and file a protest if you believe it's too high or unequal.

    What if I miss the protest deadline for DCAD?

    Missing the protest deadline (May 15 or 30 days after notice, whichever is later) generally means you lose your right to protest for the current tax year. There are very limited exceptions, such as a clerical error by the appraisal district or a significant change in property use. It's crucial to mark your calendar and file on time.

    Can I protest my Dallas County appraisal if I have a homestead exemption?

    Yes, absolutely! Having a homestead exemption does not prevent you from protesting your property's value. In fact, a protest can further reduce your taxable value, even with the 10% homestead cap in place. You can still argue for a lower market value or an "equal and uniform" adjustment.

    What is binding arbitration for property tax protests in Texas?

    Binding arbitration is an option for residential property owners in Texas if they are not satisfied with the Appraisal Review Board's (ARB) decision. It involves an independent third-party arbitrator reviewing the evidence and making a final, legally binding decision on your property's value. There is a fee involved, and specific rules apply, so consult DCAD or the Texas Comptroller for details.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • Why Your Texas Home Might Be Over-Assessed Compared to Neighbors

    Why Your Texas Home Might Be Over-Assessed Compared to Neighbors

    Short answer: Your Texas home might be over-assessed compared to neighbors primarily due to mass appraisal methods, which can overlook individual property nuances, or because your property's value is not "equal and uniform" with comparable homes. While the 10% homestead cap limits annual increases for primary residences, it doesn't prevent an initial over-assessment or apply to non-homestead properties. Understanding these factors is key to a successful protest.

    • Mass appraisal can lead to individual property over-assessment.
    • Texas law protects your right to an "equal and uniform" appraisal.
    • The 10% homestead cap has limitations and exceptions.
    • Gather evidence of comparable sales and unequal appraisals.
    • Protest deadlines are crucial—typically May 15 or 30 days after notice.
    • Professional help can uncover hidden 'gaps' in your assessment.

    Why Your Home Might Be Over-Assessed Compared to Neighbors in Texas

    It’s a common frustration for Texas homeowners: receiving an appraisal notice that values your property significantly higher than what a similar home down the street was assessed for. This “gap” in valuation can feel unfair, and often, it is. Several factors contribute to this discrepancy, rooted in how appraisal districts operate and specific Texas property tax laws.

    The core of the issue often lies with the sheer volume of properties appraisal districts must assess. They use mass appraisal techniques, applying broad models and data points to thousands of homes at once. While efficient, this approach can miss unique characteristics of individual properties or fail to accurately reflect market values compared to truly similar homes.

    Your Home's Potential Over-Assessment Gap
    County assessed value$425,000
    Estimated fair value (comps)$375,000
    The gap≈ $50,000 over-assessed
    Mass appraisal can cause your property's assessed value to exceed its fair market value or comparable homes, creating a protestable gap.

    How Texas Appraisal Districts Value Homes (And Where They Can Go Wrong)

    Texas appraisal districts, like Travis Central Appraisal District (TCAD) or Dallas Central Appraisal District (DCAD), are tasked with valuing all properties in their county at 100% of their market value as of January 1 each year. They primarily use three approaches:

    • Sales Comparison Approach: Comparing your home to recent sales of similar properties. This is usually the most relevant for residential properties.
    • Cost Approach: Estimating the cost to replace the property, less depreciation.
    • Income Approach: Used for income-producing properties, like rentals.

    The challenge with the sales comparison approach in mass appraisal is that “similar” can be subjective. An appraisal district’s model might compare your 1980s ranch home to a newly remodeled one nearby, or overlook critical differences in lot size, condition, or features. This can lead to an inflated assessed value for your property compared to its true market value or to truly comparable neighbors.

    The "Equal and Uniform" Rule: Your Key to Fairness

    One of the most powerful tools Texas homeowners have against over-assessment is the “equal and uniform” provision under Texas Tax Code 41.43(b)(3). This rule states that your property must be appraised uniformly with comparable properties in your neighborhood. If your home is assessed at a higher value per square foot (or other relevant metric) than similar properties, you have grounds for a protest.

    This is where the “gap” often becomes most evident. An appraisal district might value your home at $250 per square foot, while several comparable homes in your immediate area were assessed at $200 per square foot for the same tax year. Proving this discrepancy with solid evidence is central to an equal and uniform protest. Finding these specific comparable properties that are assessed lower than yours can be challenging, but it’s crucial for your case. If you’re in Travis or Dallas County, our free tool at app.taxgapstx.com/check can help you quickly identify potential over-assessment gaps by comparing your home to similar properties assessed for less.

    Understanding the 10% Homestead Cap

    For homeowners with an approved homestead exemption on their primary residence, Texas law provides a significant protection: the assessed value for tax purposes cannot increase by more than 10% per year. This is often called the “homestead cap.”

    However, it’s important to understand what the 10% cap does and doesn’t do:

    • It limits annual increases: Once your home is capped, your taxable value can only go up by a maximum of 10% annually, even if the market value rises more.
    • It doesn’t apply to new purchases: The cap is removed in the year following a change of ownership. If you bought your home recently, your first year’s appraisal may reflect the full market value, even if it’s a significant jump from the previous owner’s capped value.
    • It doesn’t apply to non-homestead properties: Rental properties, vacation homes, or commercial properties do not benefit from the 10% cap.
    • It doesn’t prevent an initial over-assessment: If your home was over-assessed from the start, the cap only limits how quickly that over-assessment can grow. It doesn’t fix the underlying problem of an unfair initial valuation compared to your neighbors.

    Gathering Your Evidence for a Protest

    To successfully protest an over-assessment, especially on equal and uniform grounds, you’ll need compelling evidence. This typically includes:

    • Comparable Sales Data: Recent sales prices of similar homes in your neighborhood that sold for less than your assessed value.
    • Comparable Assessment Data: The assessed values of similar homes in your neighborhood that are assessed lower than your property. This is vital for equal and uniform protests.
    • Photos of Your Property: Documenting any damage, outdated features, or areas needing repair that might reduce your home’s value but aren’t reflected in the appraisal district’s records.
    • Professional Appraisal: An independent appraisal can be strong evidence, though it comes with a cost.
    • Repair Estimates: Quotes for necessary repairs to your home.

    Remember to focus on properties that are truly comparable in terms of size, age, condition, features, and location. The closer the comparison, the stronger your case.

    Important Dates for Your 2026 Property Tax Protest

    The protest deadline is critical. For most Texas counties, the standard deadline to file your protest for the 2026 tax year is May 15, 2026, or 30 days after your Notice of Appraised Value was mailed to you, whichever date is later.

    It is crucial to verify this deadline with your specific county appraisal district (e.g., TCAD or DCAD) each year, as dates can sometimes vary slightly or be impacted by weekends/holidays. Missing this deadline generally means you lose your right to protest for that tax year, so mark your calendar!

    What Happens After You File a Protest?

    Once you file a protest, you’ll typically have an informal review with an appraisal district representative. If an agreement isn’t reached, your case will proceed to a hearing with the Appraisal Review Board (ARB). The ARB is an independent panel that hears evidence from both you (or your agent) and the appraisal district to make a decision.

    If you’re still not satisfied with the ARB’s decision, you have further options, including binding arbitration for homestead properties or filing a lawsuit. Each step has its own procedures and deadlines, and understanding them can significantly impact your success.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD) or Dallas (DCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What is an "equal and uniform" protest in Texas?

    An "equal and uniform" protest argues that your home's assessed value is higher than comparable properties in your neighborhood, violating Texas Tax Code 41.43(b)(3). You provide evidence of similar homes assessed at lower values to seek a reduction.

    Does the 10% homestead cap prevent over-assessment?

    No, the 10% homestead cap only limits how much your assessed value can *increase* year-over-year for your primary residence. It doesn't prevent an initial over-assessment or ensure your home is valued equally to others in the first place.

    What evidence should I use for a property tax protest?

    Strong evidence includes recent sales of comparable homes, the assessed values of similar properties in your neighborhood (for equal and uniform protests), photos documenting your property's condition, and repair estimates. Focus on direct, local comparisons.

    When is the deadline to protest my property taxes in Texas?

    The general deadline is May 15 or 30 days after your county appraisal district mails your Notice of Appraised Value, whichever is later. Always confirm the exact deadline with your specific county appraisal district (e.g., TCAD or DCAD) each year.

    Where can I check if my Texas home is over-assessed?

    You can use our free tool at app.taxgapstx.com/check to enter your address and get an estimate of your potential over-assessment gap in Travis or Dallas County, based on public appraisal data and comparable homes assessed for less than yours.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • Best Tools for Equal and Uniform Property Tax Analysis in Texas

    Best Tools for Equal and Uniform Property Tax Analysis in Texas

    Short answer: For Texas homeowners seeking to protest property taxes based on equal and uniform appraisal, the best tools combine official county appraisal district data with market analysis. While raw CAD data requires expertise, user-friendly online platforms and professional services translate this information into clear evidence. These resources help identify comparable properties assessed lower than yours, forming the core of an effective equal-and-uniform protest for the 2026 tax year.

    • Equal and uniform protests challenge unfair appraisals.
    • Utilize county appraisal district (CAD) websites for data.
    • Online tools simplify finding comparable properties.
    • Professional services offer expert analysis and support.
    • Focus on homes with similar features assessed lower.
    • Verify deadlines with your specific CAD annually.

    What Does 'Equal and Uniform' Mean for Texas Property Taxes?

    In Texas, property owners have the right to protest their property tax appraisal if it’s not “equal and uniform” with similar properties in their area. This means your home should be appraised at a value consistent with other comparable homes, especially those with similar characteristics that were assessed for less. If your appraisal district (like Travis Central Appraisal District or Dallas Central Appraisal District) has valued your property higher than similar ones, you have grounds for a protest under Texas Tax Code 41.43(b)(3).

    The goal is fairness. An equal and uniform protest isn’t necessarily about proving your home is worth less than the CAD’s value overall, but rather showing that it’s valued unfairly compared to your neighbors’ similar properties. This is a powerful argument because it directly addresses a core principle of property taxation: equitable treatment for all homeowners.

    Approaches to Equal & Uniform Property Tax Analysis
    DIY Analysis (CAD Data Direct)
    • Requires extensive time and expertise to navigate county appraisal district (CAD) websites.
    • Manual search and identification of comparable properties is complex.
    • Interpretation of appraisal data and legal criteria can be challenging.
    • Evidence presentation for the ARB may lack professional polish and impact.
    • No direct support during the Appraisal Review Board (ARB) hearing process.
    Online Platforms & Professional Services
    • Automated tools quickly identify strong comparable properties.
    • Expert analysis translates complex data into clear, compelling evidence.
    • Professional reports are tailored for effective presentation at the ARB.
    • Saves significant time and reduces the learning curve for homeowners.
    • Often includes direct representation or guidance for ARB hearings.
    Specialized online platforms and professional services offer a streamlined, expert-driven approach to equal and uniform property tax protests compared to a purely DIY method.

    Why is Equal and Uniform Analysis Crucial for Your Protest?

    An equal and uniform analysis is often the most effective way to challenge an over-assessment. While you can also protest based on market value (that your home is simply worth less than the appraised value), demonstrating that similar homes are assessed for less can be a more straightforward argument to make to an Appraisal Review Board (ARB).

    By identifying properties that are truly comparable to yours – similar in size, age, condition, and location – but have a lower assessed value, you can highlight a clear “gap” in fairness. This gap represents potential overpayment on your property taxes year after year. For example, if your 2,000 sq ft home built in 2005 is assessed at $550,000, but five similar homes on your street are assessed at $480,000, you have strong evidence for an equal and uniform protest.

    Key Data Sources for Your Analysis

    To perform an effective equal and uniform analysis, you need reliable data. Here are the primary sources Texas homeowners use:

    • County Appraisal District (CAD) Websites: This is your official starting point. Every CAD (e.g., TCAD, DCAD) provides a public search portal where you can look up property details, appraisal history, and often sales data for individual properties. You’ll need to search for comparable homes in your neighborhood.
    • Public Records: Beyond the CAD site, county clerk records for deeds and property transfers can sometimes provide additional context, though CAD sites usually consolidate most relevant appraisal data.
    • Real Estate Websites: Sites like Zillow, Redfin, or Realtor.com can offer supplementary information on property features, photos, and estimated values, which can help confirm comparability. However, always prioritize official CAD data for assessment comparisons.
    • Your Own Property Tax Notice: Your annual notice from the CAD will include your property’s appraised value, as well as instructions on how to protest.

    Best Tools for Effective Equal and Uniform Analysis

    While you can manually scour CAD websites, specialized tools and services can significantly streamline and improve your equal and uniform analysis:

    • Manual Data Gathering: For the truly dedicated, this involves meticulously searching your CAD’s website (e.g., traviscad.org or dcad.org) for comparable properties. You’ll need to filter by square footage, build year, lot size, and location to find good matches. This method is time-consuming and requires a good eye for detail.
    • Online Property Tax Protest Tools: Several online platforms are designed to help homeowners with protests. These tools often automate the process of finding comparable properties (comps) and generating reports that highlight potential over-assessments based on equal and uniform principles. They can simplify complex data into actionable insights.
    • Professional Property Tax Protest Services: For homeowners who prefer expert assistance, services like Tax Gaps TX specialize in analyzing property data, identifying equal and uniform discrepancies, and preparing robust protest evidence. These services often have access to more comprehensive data and a deeper understanding of appraisal district methodologies and protest procedures. They can save you significant time and increase your chances of success.

    Want to see if your home has an equal and uniform gap? Check your estimated over-assessment for free at app.taxgapstx.com/check. Just enter your address to quickly see your potential gap based on public appraisal data and comparable homes.

    Preparing Your Equal and Uniform Evidence for the ARB

    Once you’ve gathered your data and identified strong comparable properties, organizing your evidence is key. For an equal and uniform protest, your evidence should clearly present:

    1. Your Property’s Details: Current appraised value, square footage, year built, lot size, and condition.
    2. Comparable Properties: A list of 3-5 (or more) properties that are highly similar to yours but have a lower assessed value for the 2026 tax year. Include their address, CAD account number, assessed value, square footage, year built, and lot size.
    3. Analysis: A simple comparison showing the discrepancy. You might calculate an average assessed value per square foot for your comps and compare it to yours.
    4. Photos: If there are significant differences in condition between your property and a comp (e.g., your home is older, less updated, or has deferred maintenance), photos can help illustrate this.

    Presenting this information clearly and concisely to the Appraisal Review Board (ARB) can make a significant difference in the outcome of your protest. Remember, the ARB members are volunteers, so clear, organized evidence is appreciated.

    Important Deadlines and Considerations for 2026

    Protesting your property taxes requires adherence to specific deadlines. The standard deadline to file a protest in Texas is May 15th or 30 days after your Notice of Appraised Value was mailed, whichever is later. Always verify this deadline with your specific county appraisal district (e.g., TCAD or DCAD) each year, as dates can sometimes vary due to weekends or holidays.

    Other key considerations:

    • Homestead Exemptions: Ensure you’ve applied for and received your homestead exemption, as this can significantly lower your taxable value.
    • Homestead Cap: For properties with an active homestead exemption, the appraised value cannot increase by more than 10% per year (this is the 10% homestead cap). However, this cap does not apply to non-homestead properties.
    • Binding Arbitration: If you are unsatisfied with the ARB’s decision, you may have the option to pursue binding arbitration for certain types of protests.

    Remember, this information is for general guidance only and not legal or financial advice. Always consult official sources like your county appraisal district or the Texas Comptroller’s office for the most current and accurate information relevant to your specific situation.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD) or Dallas (DCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    Can I use an equal and uniform protest if my home's market value has increased?

    Yes, absolutely. An equal and uniform protest focuses on fairness relative to similar properties, not just the overall market value. Even if market values are rising, if your home is assessed higher than comparable properties, you still have grounds for this type of protest.

    How many comparable properties do I need for an equal and uniform protest?

    Typically, 3 to 5 strong comparable properties are sufficient. The key is to select properties that are truly similar to yours in terms of age, size, condition, and location, and are clearly assessed lower by the CAD. Quality over quantity is important here.

    What happens if I miss the protest deadline?

    Missing the protest deadline usually means you lose your opportunity to protest for that tax year. It's crucial to mark your calendar and verify the exact deadline with your county appraisal district annually. There are very few exceptions for late protests.

    Does filing an equal and uniform protest guarantee a reduction?

    No, filing a protest does not guarantee a reduction. However, it significantly increases your chances of achieving a fairer appraisal. A well-prepared protest with strong evidence, especially using an equal and uniform argument, is your best strategy for a favorable outcome.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • How to Know if Your Property Tax Appraisal is Too High in Texas

    How to Know if Your Property Tax Appraisal is Too High in Texas

    Short answer: You can tell if your Texas property tax appraisal is too high by comparing it to recent sales of similar homes in your neighborhood, checking if your assessed value exceeds the 10% homestead cap, or if your home's condition doesn't match the appraisal. Look for differences between your appraised value and what comparable properties are assessed for, which could indicate an over-assessment.

    • Compare your appraisal to recent neighborhood sales.
    • Check for a 10% homestead cap violation.
    • Verify your home's condition matches the appraisal.
    • Look for unequal appraisals on similar homes.
    • Protest by May 15 (or 30 days) if over-assessed.

    What Does "Too High" Even Mean for a Property Appraisal?

    In Texas, your property tax appraisal can be considered “too high” in a couple of key ways. First, if the appraised value (what the county thinks your home is worth) is significantly higher than what your home would actually sell for on the open market today, based on recent comparable sales. This is often called the market value argument. Second, even if your market value is accurate, your appraised value might be too high if similar homes in your neighborhood are assessed for less. This is known as an equal and uniform appraisal issue.

    For homeowners with a homestead exemption, there’s also a special protection: the 10% homestead cap, which limits how much your appraised value can increase each year.

    Is Your Property Appraisal Overvalued?
    County assessed value$550,000
    Estimated fair value (comps)$495,000
    The gap≈ $55,000 over-assessed
    This visual highlights a common scenario where a property's assessed value exceeds its fair market value based on comparable sales, indicating a potentially overvalued appraisal.

    How Do I Compare My Appraisal to My Neighbors? (Market Value)

    One of the most effective ways to determine if your appraisal is too high is by looking at recent sales of comparable homes in your neighborhood. Your county appraisal district (CAD), like Travis Central Appraisal District (TCAD) or Dallas Central Appraisal District (DCAD), assesses your home’s value based on what they believe it would sell for.

    Here’s what to look for:

    • Recent Sales: Find homes similar to yours in size, age, condition, and amenities that have sold in the last 12-18 months within your immediate area.
    • Assessment Values: Check the assessed values of those comparable properties. If your appraised value is notably higher than what similar homes recently sold for, or if your neighbors’ homes are assessed for significantly less, you likely have a case for over-assessment.

    Gathering this data can be time-consuming, but it’s crucial evidence. For a quick check to see if you have a potential over-assessment gap based on public appraisal data and comparable homes assessed for less than yours, use the free tool at Tax Gaps TX. Just enter your address.

    What is the 10% Homestead Cap, and How Does it Help?

    If you have a homestead exemption on your primary residence, Texas law provides a significant protection: your home’s appraised value for tax purposes cannot increase by more than 10% per year, regardless of how much its market value might have jumped. This is called the homestead cap, and it kicks in starting the second year you have your homestead exemption.

    For example, if your home was appraised at $300,000 in 2025 and you have a homestead exemption, your 2026 appraisal for tax purposes generally cannot exceed $330,000 (a 10% increase), even if the market value of your home has soared to $400,000. If your appraisal notice shows a taxable value increase greater than 10% for an established homestead, that’s a clear sign of an error.

    Keep in mind that this cap only applies to qualified homesteads and does not apply to new home purchases in their first year of ownership, or to properties that are not primary residences.

    What is an "Equal and Uniform" Appraisal, and Why Does it Matter?

    Beyond market value, Texas Tax Code 41.43(b)(3) gives homeowners the right to protest their appraisal if it’s not “equal and uniform” with similar properties in their neighborhood. This means that even if the CAD says your home’s market value is accurate, you can argue that other similar homes are assessed at a lower value per square foot or overall, making your appraisal unfairly high.

    This can be a powerful protest argument, as it focuses on fairness relative to your neighbors. You’ll need to identify comparable properties that are truly similar to yours (same general age, size, construction, condition, and location) but have lower assessed values. This suggests the appraisal district might be valuing your home inconsistently compared to others.

    Key Red Flags That Your Appraisal Might Be Too High

    Here are some common signs that your property tax appraisal might be higher than it should be for the 2026 tax year:

    • Significant Jump in Value: Your appraised value increased dramatically in one year, especially if you have a homestead exemption and it’s over the 10% cap.
    • Neighbors Assessed Lower: Similar homes in your immediate vicinity (same block or subdivision) have significantly lower appraised values, or sold for less recently.
    • Recent Purchase Price: You bought your home recently for less than the current appraised value. While the CAD isn’t bound by your purchase price, it’s strong evidence of market value.
    • Home Condition Issues: Your home has noticeable deferred maintenance, needs significant repairs, or has outdated features that aren’t reflected in a high appraisal.
    • Negative Market Trends: You’re aware of a slowdown in the local housing market, but your appraisal still increased significantly.
    • Incorrect Property Details: Your appraisal notice lists incorrect information about your home (e.g., wrong square footage, number of bedrooms, lot size, or amenities).

    What Are the Deadlines to Protest My Appraisal?

    If you believe your property tax appraisal is too high, it’s crucial to act before the deadline. In Texas, the standard deadline to file a protest with your county appraisal district (CAD) is May 15 or 30 days after your Notice of Appraised Value was mailed to you, whichever is later. However, deadlines can sometimes vary due to weekends, holidays, or specific county policies.

    Always verify the exact protest deadline for your property by checking your official Notice of Appraised Value or contacting your specific county appraisal district (e.g., TCAD, DCAD) directly. Missing this deadline can mean you lose your chance to appeal for the current tax year.

    Next Steps If You Think Your Appraisal is Too High

    If you’ve identified signs that your property tax appraisal is too high, the next step is to prepare and file a protest with your county appraisal district. This involves gathering evidence to support your claim, such as comparable sales data, photos of your home’s condition, or details of unequal appraisals for similar properties.

    The protest process typically involves an informal review with an appraiser, followed by a formal hearing with the Appraisal Review Board (ARB) if an agreement isn’t reached. For homeowners seeking an informed advantage, Tax Gaps TX offers a free home check at app.taxgapstx.com/check. In about a minute, you can see your estimated over-assessment gap for Travis or Dallas county. A specialist can then help you understand the evidence and whether protesting is worthwhile for your specific situation.

    Signs Your Texas Property Tax Appraisal Might Be Too High

    Sign of Potential Over-Assessment What It Means for Your Property Action You Can Take
    Your Appraisal Jumped Significantly (e.g., 20%+) for 2026 Even with market growth, this might exceed the 10% homestead cap or indicate an error if you don't have a homestead. Check your homestead cap and gather evidence of slower market growth or declining value.
    Similar Homes in Your Neighborhood are Assessed Lower Your property might be valued unequally compared to neighbors, violating Texas Tax Code 41.43(b)(3). Identify 3-5 truly comparable homes with lower assessed values or recent lower sales prices.
    Your Home's Condition Has Declined or Needs Major Repairs The CAD may not be aware of issues affecting your home's true market value. Document all damage, needed repairs, or outdated features with photos and contractor estimates.
    You Recently Purchased Your Home for Less Than the Appraised Value Your recent purchase price is strong evidence of the current market value. Provide your closing documents (HUD-1 statement) as proof of market value.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD) or Dallas (DCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    Does buying my home recently for less than the appraisal automatically mean it's too high?

    Not automatically, but it's strong evidence. While the CAD may argue your purchase was an outlier, a recent arms-length sale below the appraised value is a key piece of market value evidence that you should absolutely use in your protest.

    How do I find comparable sales data for my neighborhood?

    You can often find some sales data on your county appraisal district's website, but it might be limited. Real estate websites can also provide recent sales. For a more robust analysis, especially for finding unequal assessments, using a specialized tool or expert who can access more comprehensive data is often helpful.

    What if my county appraisal district (CAD) ignores my evidence?

    If you can't reach an agreement during the informal review, you have the right to present your evidence to the Appraisal Review Board (ARB). The ARB is an independent panel that will hear both your side and the CAD's side. If you're still not satisfied, you may have options like binding arbitration or judicial appeal, depending on the value of your property.

    Can I protest my appraisal every year?

    Yes, you absolutely can protest your property tax appraisal every single year if you believe it's too high. It's a fundamental right as a Texas property owner, and many homeowners successfully protest annually to ensure they're not overpaying.

    What is the difference between market value and appraised value?

    Market value is the most probable price a property would bring in a competitive and open market, assuming a fair sale. Appraised value is the value assigned by the CAD for tax purposes. While the CAD aims for the appraised value to equal market value, they often differ, especially for homesteads protected by the 10% cap or if the CAD's market analysis is flawed.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • The Travis County ZIP codes where homes are most over-assessed (2026)

    The Travis County ZIP codes where homes are most over-assessed (2026)

    Short answer: For 2026, the Travis County ZIP codes showing the highest median over-assessment for property taxes are 78701 (Downtown Austin) at 11.8%, followed by 78747 (Onion Creek) at 10.3%, and 78645 (Lago Vista / NW lakeshore) at 8.1%. This data indicates a pattern where homes in these specific areas are more frequently assessed above their true market value compared to similar properties.

    • 78701 leads with 11.8% median over-assessment.
    • Over-assessment means assessed above comparable homes.
    • Not every home in a top ZIP code is over-assessed.
    • Protest deadlines are critical: May 15 or 30 days after notice.
    • Use appraisal data to challenge your property value.
    • Free tools can help homeowners check their potential gap.

    Understanding Property Tax Over-Assessment in Travis County

    Property taxes are a significant expense for Texas homeowners, and ensuring your appraisal district assesses your home fairly is key. An ‘over-assessment’ occurs when your property’s appraised value, set by the county appraisal district (like TCAD in Travis County), is higher than its actual market value or higher than the value of comparable homes in your area. Texas Tax Code 41.43(b)(3) allows homeowners to protest if their property is valued unequally compared to similar properties. This is often referred to as an ‘equal and uniform’ protest.

    This report highlights areas in Travis County where a pattern of over-assessment is more prevalent, based on 2026 data. Keep in mind that these are median figures, indicating a general trend rather than a guarantee for every single home within a ZIP code.

    Median over-assessment by ZIP code — Travis County (2026)
    78701 · Downtown Austin11.8%
    78747 · Onion Creek10.3%
    78645 · Lago Vista / NW lakeshore8.1%
    78758 · North Austin / Gracy Farms8.1%
    78744 · Southeast Austin7.3%
    78669 · Spicewood7.3%
    78734 · Lakeway7.3%
    78617 · Del Valle7.2%
    78613 · Cedar Park7.1%
    78610 · Buda6.9%
    Median equal-and-uniform gap among over-assessed homes, TCAD 2026-07 roll.

    Travis County's Top ZIP Codes for Property Tax Over-Assessment in 2026

    Our data for 2026 reveals specific Travis County ZIP codes where homeowners are more likely to face over-assessments. Topping the list is 78701 (Downtown Austin), with a median over-assessment of 11.8% and a median overage of $111,650 for the 1,467 homes affected. This indicates a substantial ‘gap’ for many downtown properties.

    Following closely is 78747 (Onion Creek), showing a median over-assessment of 10.3%. Here, 2,132 homes are over-assessed, with a median dollar overage of $33,422. The third highest is 78645 (Lago Vista / NW lakeshore), where the median over-assessment stands at 8.1%, affecting 2,045 homes with a median overage of $34,461.

    Other significant areas include:

    • 78758 (North Austin / Gracy Farms): 8.1% median over-assessment, $28,885 median overage for 1,828 homes.
    • 78744 (Southeast Austin): 7.3% median over-assessment, $23,579 median overage for 2,810 homes.
    • 78669 (Spicewood): 7.3% median over-assessment, $55,702 median overage for 1,064 homes.
    • 78734 (Lakeway): 7.3% median over-assessment, $50,885 median overage for 2,520 homes.

    What Do These Numbers Mean for Your Home?

    It’s important to understand that a high ranking for a ZIP code signifies a statistical pattern, not a certainty that your individual home is over-assessed. ‘Median over-assessment’ refers to the midpoint of over-assessment percentages found within that ZIP code, meaning half of the over-assessed homes had a higher percentage and half had a lower.

    The ‘Top-quartile (p75)’ figure gives you insight into the higher end of the over-assessment spectrum. For example, in 78701, while the median is 11.8%, 25% of the over-assessed homes faced an over-assessment of 19.4% or more. This illustrates the potential for significant discrepancies.

    If your home is in one of these ZIP codes, or even if it’s not, checking your property’s specific assessment against comparable homes is a smart move. Many homeowners find that their property is appraised higher than similar homes in their neighborhood. You can use a free tool like the Tax Gaps TX home check to quickly see your estimated over-assessment gap for Travis, Dallas, or Fort Bend county by entering your address. This tool uses public appraisal data to identify properties assessed for less than yours, providing valuable evidence.

    Why Do Over-Assessments Happen?

    County appraisal districts use mass appraisal techniques to value millions of properties annually. While efficient, this method can sometimes overlook the unique characteristics or condition of individual homes, leading to inaccuracies. Rapid changes in the housing market can also contribute; if values decline, appraisal districts might be slow to adjust, or if specific micro-markets within a ZIP code shift, the broad strokes of mass appraisal may not capture it accurately.

    Another common reason is simply a lack of up-to-date information on the appraisal district’s part regarding your property or recent sales of comparable homes. This is where homeowner vigilance and a well-prepared protest can make a significant difference.

    Taking Action: How to Protest Your Property Value

    If you suspect your property is over-assessed, the good news is that Texas law provides a clear process for protest. The standard deadline to protest your property value is May 15 or 30 days after your Notice of Appraised Value is mailed, whichever is later. It is crucial to verify the exact deadline with the Travis Central Appraisal District (TCAD) for your specific property.

    Your protest can be based on several grounds, including unequal appraisal (your home is assessed higher than comparable properties), or if your appraised value exceeds market value. Gathering evidence of comparable sales or assessments is key. This could include sales of similar homes in your neighborhood, photos of your home’s condition compared to others, or even a professional appraisal.

    After filing a protest, you’ll typically have an informal review with an appraiser, followed by a formal hearing with the Appraisal Review Board (ARB) if an agreement isn’t reached. If still unsatisfied, options like binding arbitration may be available. Remember, deadlines and exemption amounts can change yearly, so always confirm current figures with your county appraisal district or the Texas Comptroller’s office.

    Beyond the Top Rankings: Other Travis County ZIPs with Notable Gaps

    While 78701, 78747, and 78645 lead the list for median over-assessment, other Travis County ZIP codes also show significant patterns. For instance, 78617 (Del Valle) has a median over-assessment of 7.2% for 1,389 homes, with a median overage of $18,437. 78613 (Cedar Park), with 804 homes over-assessed, shows a 7.1% median over-assessment and a $43,053 median overage. Even 78705, with 1,039 over-assessed homes, presents a 6.7% median over-assessment and a $19,907 median overage.

    These figures emphasize that property tax over-assessment is a widespread issue, affecting a broad range of neighborhoods and home values across Travis County. Regardless of your specific ZIP code, understanding these trends can empower you to investigate your own property’s assessment and ensure you’re not overpaying.

    How we calculated this

    These rankings come from Travis County’s own 2026-07 appraisal roll (492,218 parcels), analyzed with the same equal-and-uniform method the Texas Tax Code lets you use to protest (§41.43(b)(3)). For every residential home we find its comparable group — homes of the same class, neighborhood code, and age band — and take the median improvement value per square foot of that group as the fair rate. A home is counted as over-assessed when its improvement value sits more than 5% above what that fair rate implies for its size. Each ZIP code’s figure is the median gap among its over-assessed homes, so it is not skewed by a handful of outliers.

    The numbers describe patterns, not any single property. Your home may be assessed fairly even in a high-ranking ZIP code, or over-assessed in a low-ranking one — the only way to know is to check your specific address.

    Understanding Travis County Over-Assessment Data Points

    Over-Assessment Metric What It Means for Homeowners Example (78701 ZIP Code)
    Median Over-assessment The midpoint percentage of how much over-assessed homes are valued above comparables in a ZIP code. 11.8%
    Top-quartile (p75) The percentage at which 25% of over-assessed homes are valued even higher than this figure. 19.4%
    Homes Over-assessed The number of residential properties in the ZIP code identified as over-assessed. 1,467
    Median $ Overage The typical dollar amount that an over-assessed homeowner could potentially save if their property value were adjusted fairly. $111,650

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD), Dallas (DCAD), or Fort Bend (FBCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What is 'median over-assessment'?

    Median over-assessment is the middle value of all over-assessment percentages found in a specific ZIP code. It means half of the over-assessed homes in that area had a higher percentage and half had a lower percentage of over-assessment.

    Does a high over-assessment percentage mean my home is definitely over-assessed?

    Not necessarily. A high median over-assessment percentage in your ZIP code indicates a strong pattern of over-assessment for many homes in that area, but it doesn't guarantee your specific home is over-assessed. You need to check your individual property's appraisal against comparable homes.

    What is the deadline to protest my property taxes in Travis County for 2026?

    The general deadline to protest property taxes in Texas is May 15 or 30 days after your Notice of Appraised Value is mailed, whichever date is later. Always confirm the exact deadline for your specific property with the Travis Central Appraisal District (TCAD).

    What is an 'equal and uniform' protest?

    An 'equal and uniform' protest is a challenge to your property's appraised value based on the argument that it is valued unequally compared to similar properties in your neighborhood. Texas Tax Code 41.43(b)(3) allows homeowners to make this type of protest.

    Where can I find my official property tax information and deadlines?

    For official property tax information, including your appraised value, exemptions, and protest deadlines, you should always refer to the website of your specific county appraisal district (e.g., Travis Central Appraisal District for Travis County) or the Texas Comptroller's office.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.

  • 5 Signs Your Texas Home Might Be Over-Assessed for Property Taxes

    5 Signs Your Texas Home Might Be Over-Assessed for Property Taxes

    Short answer: Your Texas home might be over-assessed if its appraised value is higher than similar homes nearby, recent sales data shows lower values, or your homestead exemption cap wasn't applied. Other signs include errors in your appraisal district's records or an assessed value that doesn't reflect your home's actual condition. Identifying these can lead to a successful property tax protest.

    • Your assessed value is higher than comparable nearby homes.
    • Recent sales prices in your area are lower than your home's assessment.
    • The 10% homestead cap was incorrectly applied, or you lack an exemption.
    • The appraisal district's records for your property contain factual errors.
    • Your home's condition (e.g., age, repairs needed) isn't reflected in its value.
    • You haven't checked your property's assessment or protested in years.

    How Does Property Assessment Work in Texas?

    In Texas, county appraisal districts (like TCAD in Travis County or DCAD in Dallas County) are tasked with appraising all properties at their market value as of January 1st each year. This market value is then used to calculate your property taxes. However, for homestead properties, there’s a crucial protection: the appraised value used for taxation can’t increase by more than 10% per year, regardless of how much the market value might jump. This is known as the homestead cap.

    The appraisal district aims for ‘fair and equitable’ appraisals, meaning your home should be valued similarly to comparable properties in your area. Sometimes, however, their data or methods can lead to an over-assessment, leaving a ‘gap’ between what they say your home is worth and its actual value.

    Assessed vs. Fair Market Value
    County assessed value$475,000
    Estimated fair value (comps)$420,000
    The gap≈ $55,000 over-assessed
    A significant gap between your home's assessed value and its true fair market value is a primary indicator of over-assessment.

    Sign 1: Your Assessed Value is Higher Than Similar Homes Nearby

    This is often the most compelling sign of over-assessment. Texas Tax Code Section 41.43(b)(3) allows you to protest if your property is appraised at a value greater than the average value of comparable properties, an argument known as ‘equal and uniform’ appraisal. If homes similar in age, size, condition, and location to yours are assessed for less, you likely have a strong case.

    You’ll want to gather evidence of these comparable properties. This means looking at houses that have similar square footage, lot size, number of bedrooms and bathrooms, and are located within your neighborhood or a very close, similar one. Comparing your home’s assessed value to these comps is the cornerstone of a successful protest. Our free tool at Tax Gaps TX can help you pull public appraisal district data for Travis and Dallas counties, identify comparable homes assessed for less than yours, and reveal your equal-and-uniform gap.

    Sign 2: Recent Sales in Your Neighborhood Are Lower Than Your Assessment

    The appraisal district bases its valuations on market data, but sometimes their data can be outdated or incomplete. If several homes similar to yours have recently sold for less than your property’s appraised value, it’s a clear indicator that your assessment might be too high. This reflects the true ‘market value’ of homes in your area.

    Keep an eye on local real estate listings and sales records. Real estate agents often provide comparative market analyses, which can be invaluable evidence. Remember, the appraisal should reflect the market value as of January 1st of the tax year (e.g., January 1, 2026, for the 2026 tax year), so focus on sales data around that period.

    Sign 3: Your Homestead Cap Wasn't Applied Correctly (or You Don't Have an Exemption)

    For homeowners who have an approved homestead exemption on their primary residence, Texas law limits the annual increase in their appraised value for tax purposes to 10%. If your appraised value for the 2026 tax year increased by more than 10% over last year’s *appraised value for tax purposes* (not market value), and you have a homestead exemption, this could be an error.

    Furthermore, ensure you’ve applied for all eligible exemptions, such as the general residence homestead exemption, over-65, or disabled veteran exemptions. These can significantly reduce your taxable value. Always verify your exemption status with your county appraisal district (e.g., TCAD or DCAD) directly, as deadlines and requirements can change yearly.

    Sign 4: Your Appraisal District Records Contain Errors

    Appraisal districts manage millions of property records, and mistakes happen. Simple errors in your property’s characteristics can lead to an inflated appraisal. Check your appraisal district’s online records for accuracy. Look for details such as:

    • Incorrect square footage of your home or lot
    • Wrong number of bedrooms or bathrooms
    • Misstated features like a pool, garage, or recent additions
    • Incorrect age of the home or structural details
    • Mistakes in your property’s condition (e.g., listed as ‘excellent’ when it needs significant repairs)

    These seemingly small inaccuracies can add up, making your property seem more valuable than it is. Correcting these factual errors is often one of the easiest ways to get your assessment reduced.

    Sign 5: Your Home's Condition Doesn't Match Its Assessment

    If your home is older, requires significant maintenance, or has features that are less desirable than newer constructions in your area, its assessed value should reflect these realities. For instance, if your kitchen and bathrooms are original from the 1970s while neighbors have recently remodeled, your home’s value should be lower.

    The appraisal district might not have current interior information or might be unaware of deferred maintenance. Documenting these issues with photos and estimates for repairs can serve as strong evidence that your home’s current condition warrants a lower valuation compared to well-maintained or recently updated properties.

    What Should You Do If You Suspect Over-Assessment?

    If you identify any of these signs, don’t just pay the higher tax bill. You have the right to protest your property appraisal. The standard deadline to file a protest is May 15th, or 30 days after your Notice of Appraised Value is mailed to you, whichever is later. Always confirm the exact deadline with your specific county appraisal district (e.g., TCAD for Travis County, DCAD for Dallas County) for the current tax year (2026).

    The protest process typically involves an informal review with an appraisal district representative, followed by a formal hearing with the Appraisal Review Board (ARB) if an agreement isn’t reached. For high-value properties, binding arbitration might be an option. The key is to gather solid evidence, such as comparable sales, photos of your home’s condition, and corrected property data. While we can provide general information, this is not legal, tax, or financial advice; always consult official sources or professionals for specific guidance.

    Ready to see if you have a gap? Our free tool at app.taxgapstx.com can help you quickly check your home’s assessment against comparable properties in Travis and Dallas counties.

    Key Factors to Compare When Suspecting Over-Assessment

    Factor to Check What to Look For Why it Matters for Protest
    Assessed Value vs. Comps Your assessed value is higher than similar homes (size, age, features) nearby. Supports an 'equal and uniform' appraisal argument (Texas Tax Code 41.43(b)(3)).
    Recent Sales Data Similar homes in your neighborhood have sold for less than your assessed value. Indicates your property's market value may be lower than the appraisal.
    Property Details/Errors Inaccurate square footage, number of rooms, lot size, or features in CAD records. Factual errors can inflate your assessment; easy to correct with proof.
    Homestead Exemption & Cap Your homestead cap wasn't applied, or your value increased over 10% with a cap. Essential protection for primary residences; incorrect application means over-taxation.
    Home Condition Your home needs significant repairs, is outdated, or is in poorer condition than assessed. Physical condition directly impacts market value; CAD may be unaware of issues.

    Check your home in minutes

    Tax Gaps TX has a free home check at app.taxgapstx.com/check — enter your address and, in about a minute, see your estimated over-assessment gap for Travis (TCAD) or Dallas (DCAD) county, based on public appraisal data and comparable homes assessed for less than yours. A specialist can then walk you through the evidence and whether it's worth protesting.

    Find your gap free →

    Frequently asked questions

    What is the 10% homestead cap in Texas?

    The 10% homestead cap limits the annual increase in your home's appraised value for tax purposes to no more than 10% over the previous year's appraised value, provided you have an approved homestead exemption on your primary residence. This helps protect homeowners from sudden, large tax increases.

    How do I find comparable properties to protest my assessment?

    You can find comparable properties by checking your county appraisal district's public records online, looking at recent sales data from real estate websites, or using tools like the free one at Tax Gaps TX. Focus on homes similar in size, age, condition, and location that have lower assessed values or recent sales prices.

    What is the deadline to protest my property taxes in Texas for 2026?

    The standard deadline to protest your 2026 property taxes in Texas is May 15, 2026, or 30 days after your county appraisal district (e.g., TCAD or DCAD) mails your Notice of Appraised Value, whichever date is later. It's crucial to confirm the exact deadline with your specific appraisal district.

    Can I protest my property taxes every year?

    Yes, you have the right to protest your property appraisal every year in Texas, even if you were successful in a previous year. Property values and market conditions change annually, so it's a good practice to review your appraisal notice and protest if you believe your home is over-assessed.

    Tax Gaps TX provides general information, not legal, tax, or financial advice. Deadlines and exemption amounts change; confirm current figures with your county appraisal district or the Texas Comptroller.